Ralph Cardillo, CPA


Director at RRBB Advisors, LLC

Ralph Cardillo is known for his ability to offer small businesses and high-net-worth individuals complete tax preparation and planning services. He has made a local name for himself by paying close attention to detail and his commitment to client satisfaction. After being a sole practitioner for 35 years, Ralph joins RRBB to provide clients with additional support and service offerings.

Accounting for Small Businesses

With years of experience in smaller CPA firms and seven at a “Big 4” firm, Ralph has quite a large repertoire. Among Ralph’s main areas of concentration are real estate partnerships. He is knowledgeable in handling intricate transactions and acting as reliable counsel for clients participating in Section 1031 “like-kind” exchanges. Ralph brings a plethora of expertise as a trained intermediary, expertly navigating clients through the complexities of these exchanges with clarity and precision. He also has significant experience helping contractors, physicians, retailers, and family-owned businesses.

Ralph stands out for his sincere enthusiasm for assisting customers in reaching their financial objectives. In addition to being a professional, he sees his work as a service that helps people and businesses deal confidently and simply with the intricacies of taxation. Ralph spends his entire workday examining financial data and looking for ways to help clients reduce their tax liability and increase their earnings.

Ralph Cardillo, More Than an Accountant

Ralph’s strategy focuses on his unrelenting commitment to providing individualized attention. Since every client has differing needs, he takes the time to listen intently and ensure that every facet of their financial condition is fully understood and cared for.

Ralph is recognized for his unwavering commitment to supporting his clients by offering advice, addressing inquiries, and going above and beyond to show his gratitude. Clients may feel secure knowing they are getting the best financial advice possible from Ralph. They can take solace in their trusted advisor since he has years of experience and genuinely cares about their success. Ralph is committed to significantly impacting the lives he serves.

Outside the office, Ralph plays piano in a classic rock trio with his cousin at local restaurants and event venues. He had previously been in a six-piece band, performing at weddings. Ralph is happily married to his high school sweetheart, Diane. They celebrate 48 years together with their three children and two grandchildren. Ralph is part of a big, close-knit family that travels together and talks often. He brings that family-oriented approach to his profession.


  • Certified Public Accountant, State of New Jersey
  • Certified Public Accountant, State of New York


  • Bachelor of Arts, Accounting, Upsala University (East Orange, NJ)

Professional Memberships

  • American Institute of Certified Public Accountants (AICPA)


"RRBB" is the brand name under which Rosenberg Rich Baker Berman, P.A. and RRBB Advisors, LLC, and its subsidiary entities, including CFO Financial Partners LLC, provide professional services. Rosenberg Rich Baker Berman, P.A. and RRBB Advisors, LLC (and its subsidiary entities) practice as an alternative practice structure in accordance with the AICPA Code of Professional Conduct and applicable laws, regulations, and professional standards. Rosenberg Rich Baker Berman, P.A. is a licensed independent CPA firm that provides attest services to its clients, and RRBB Advisors, LLC, and its subsidiary entities provide tax and business consulting services to their clients. RRBB Advisors, LLC, and its subsidiary entities are not licensed CPA firms.